a Boutique Workers' Compensation Firm




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“Innovative Risk Solutions today for a more profitable tomorrow”


Business is changing every day. However, the Workers’ Compensation insurance industry has been one of the slowest to innovate. A hundred years ago, brokers used the same coverage and products used today. But in today’s world those same overused designs have led to a broken and failed system. 360 Risk Partners Insurance Solutions formed with the determination to change the way that people think about the institution of Workers’ Compensation insurance and to educate them on alternative risk solutions. Our service model is programmed so every business can prosper despite the current state of Workers’ Comp and its systematically imposed design failures.

360 Risk Partners searched the marketplace for new and alternative ideas, a new way of underwriting, and a new way of pricing Workers’ Compensation Insurance. What 360 Risk Partners found is a new way of purchasing insurance, how to offer you better prices, and a more comprehensive service model that steeps you in added protection. We are committed to optimizing the insurance buying experience by providing unparalleled access to affordable and transparent insurance risk solutions. We cover and safeguard your organization in an era when you need to do everything possible to protect your business from every angle imaginable.

Step up your game and mitigate your level of risk with 360 Risk Partners Insurance Solutions. 

“Insanity is doing the same thing over and over and expecting different results.”- Albert Einstein

360 Risk Partners Insurance Solutions ModMaster® Tool


The ModMaster® tool pinpoints the cost drivers of your Workers’ Compensation insurance premiums and can also forecast how payroll or loss trends will affect your costs in the future. Our tool is free to use for businesses and helps you reduce premiums, recover overcharges, and dispute audits.

Go To ModMaster® Tool

360˚ Performance Analysis

We provide strategies to protect your company, save your management team time, and increase your bottom-line. You will have access to analytical tools and data that can evaluate your business and identify key areas that can be optimized. We’ll also suggest the best strategies you can use to give your business the performance boost it needs. On average, our strategies have saved clients 37% annually. Our analytical tools are simple to use and can easily be found on your client portal.

360˚ Claims Consulting & Fraud Protection

Did you know that in California the average comp claim is over-reserved by 45%? Take a moment and imagine how that impacts your insurance premiums and rates. With us you will have an aggressive claims management team in place. We take an all-hands-on-deck approach to claims management to ensure that all reports and their impact on your score are accurate. This rigorous process aims to diminish the effect of prior incidents and achieve updated records that fairly reflect your level of risk. We will get your claims closed out fast and make sure that they are reported correctly, so that you only pay for the coverage you need.

360˚ Proposal & Partnership

At 360 Risk Partners, our first priority is driving your company’s success. There is no benefit to overpaying for Workers’ Compensation insurance, as your coverage remains the same. We know you don’t want outdated claims systems and inflated reporting to cause your business to overpay for insurance; you deserve better than that. Contact us today to find out how you can get the success driving tools that our clients benefit from.

“Focus on what you do best and do it so well that people start to talk about you.”- Bret Fair (Founder of 360 Risk Partners)

We Maintain Our Position as an Industry Leader

For the 3rd consecutive year, 360 Risk Partners Insurance Solutions has been named amongst the top 10 Fastest Growing Companies in the Sacramento, CA region. More recently 360 Risk Partners landed on Inc 5000’s list of Nationally Recognized Fastest Growing Companies reaching Top 13 Insurance Companies Nationwide. We maintain our top position in the region through consistently pushing our efforts to deliver the best Workers’ Compensation insurance products possible to our clients. We have also not sacrificed or reneged on our promises to put clients’ needs at the forefront of our Workers’ Compensation business programs. If you are interested in reading more about us select the images to learn more about 360 Risk Partners Insurance Solutions and where we have been recognized.

“I was contacted by 360 Risk Partners and they were able to get me approved into one of their worker’ comp programs which saved me nearly 50%. Our company doors are still open because of the expertise and knowledge at 360 Risk Partners. Thank You!”

Janet S.

Director, In-Home Health Care Company

“Our companies Workers’ Compensation Insurance premiums increased as much as 10% three years in a row! Unfortunately, I had to either find a solution or cut our employee benefits all together. 360 provided an amazing solution saved us almost 40%. Not only are we saving money but our employees receive better coverage. Thanks 360!”


CEO , Production & Rental Company

“…rates were going up about 40%. There was no way that a small business like ours was going to survive with that kind of rate increase. You (Bret Fair) and your staff (360 Risk Partners) were able to secure a very innovative workers’ comp program that put us back in the black!” 


Business Owner, paulslandscapeservices.com

“Excellent service, attention to detail, and most of all, they were able to put together a very comprehensive workers comp plan that is perfect for our company. Thanks 360 risk partners!!”

Juxtaposed Interiors

‘Every Monday morning we have a management meeting.  This past Monday I printed out the loss runs along with your notes and Carlos said: “She (Dana Harrison) is the best thing that’s happened to this company.”  I just wanted to pass that along and let you how much we appreciate you.  Thank you for all that you do and especially assisting me with any questions I have.’

Ricky Calquhoun

Design & Sales, Sunshine Landscape