Protect Your Business with General Liability

360 Risk Partners represents a wide range of General Liability Insurance companies in California, and can help pair your business type with the best possible provider and pricing.

Are you a business owner in California looking for General Liability Insurance?

Our agency has you covered. It only takes one claim to financially cripple your business, so it’s important that you have adequate coverage from a highly rated carrier.

At it’s core, General Liability Insurance (a.k.a. CGL for Commercial General Liability) is the most basic form of commercial liability coverage. If you own a business, having General Liability coverage is not optional — it’s mandatory.

What does General Liability Insurance Cover?

Business is inherently risky, but General Liability insurance protects against many known and unknown risks.

Simply put, CGL guards you, your business, and your employees from claims involving bodily injury or property damage born out of your business operations. These policies cover the expense of out-of-court settlements, litigation and judgments awarded by courts. Often times CGL is paired with BPP (Business Personal Property) coverage in a BOP (Business Owners Policy).

Here are a few things you can expect General Liability Insurance to cover:

  • Lawsuits, investigations, and settlements
  • Injury damages
  • Advertising/Copyright claims

What’s involved with getting Commercial General Liability Insurance?

With any type of insurance there are certain underwriting and eligibility questions that must be answered in order for the insurance company to determine what the final rating will be. 360 Risk Partners will guide you through the process and make it easy. Many times companies will require you to show them a certificate of insurance before you can do work for them.

This proves to them that you have active insurance coverage, which is typically a requirement if you’re running a business in most states. If you’re confused by any of this don’t worry, we’ll make the process easy. Click below and we can help you get the process started when you’re ready.

Bodily Injury

Your workplace probably has slip-and-fall hazards.

Should a customer injure themselves while paying you a visit, you could be liable for their medical expenses and other damages.

Property Damage

Maybe you visit your clients’ homes to perform your services.

Should you accidentally damage their property while you’re on site, you could be responsible for repairs or replacements.

Property Damage

Part of your job is advertising your company to grow the business. Should a competitor claim that your ad damaged their reputation, you could be liable for defamation.

Unbeatable Experience and Outcomes.

The 360 Risk Partners Team has decades of experience helping retail agents and employers reduce Workers’ Compensation costs and manage all lines of P&C insurance exposures at best in class pricing.